Loan Types

Noble Mortgage Loan Types

Noble Mortgage offers both residential and commercial real estate loans for investors and homeowners. As a direct lender, Noble Mortgage has the flexibility to offer both short-term and long-term loans for virtually any situation.

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Which Type of Loan is Right for You?

Explore the tabs below to find the real estate loan option that is right for you.

Residential Hard Money Loans
  • These short-term loans are designed for investors who are buying distressed, residential properties in need of repairs or need a quick cash-out on an investment property.
  • We offer up to 100% financing and can close ina few days.
  • 6 months-5 Years, $50K-$2MM in Major Texas Markets
Residential Conventional & FHA Loans
  • These loans offer homeowners financing with competitive rates and as little as 3.5% down payments.
  • We also offer non-owner-occupied loans for investors buying rental homes.
  • 15-30 Year Residential Loans for $50K-$3MM+ in All Texas Markets
Commercial Hard Money Loan
  • Designed for investors purchasing or refinancing commercial, income-producing properties that do not qualify for conventional financing.
  • 1-5 Year Commercial Loans for $100K-$5MM in Major Texas Markets
Commercial Conventional Loan
  • Designed for investors purchasing or refinancing commercial income properties as long-term investments.
  • Up to 30 Year Commercial Loans for $100K-$5MM in All Texas Markets
Rehab to Perm "BRRRR" Loan
  • This two-step loan process is utilized by investors looking to build a rental property portfolio to buy distressed, residential real estate in need of repairs for long-term rentals.
  • Up to 100% financing allows the investor to purchase/repair the home using a hard money loan and then quickly refinance into long-term financing, all under one roof.
  • $50K-$1MM in major Texas markets
DSCR Loan
  • DSCR/No income documentation loans are long-term mortgages for investors that do not require tax returns.
  • The loan qualification is based on the property and the rental income rather than the investor’s personal income 
  • Up to 30 years, $2MM

Hard Money Lenders in Texas

Noble specializes in lending our own money through our hard money loan programs.

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Hard money is a short-term, asset-based lending that caters primarily to real estate investors. Noble’s residential and commercial hard money loan programs focus on giving investors creative lending and quick closings.

These real estate loans can also offer greater leverage than traditional lending and include funds to repair properties! We lend on both residential and commercial properties and can close loans in a few days. All our loan decisions are made in-house by our founder and CEO, Darel I. Daik.

Noble also offers conventional and FHA Loan programs for both consumers and investors looking for traditional financing. Our residential and commercial conventional loans have competitive rates and low fees. Learn more about Noble Mortgage and our different loan types in the video below.

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Customer Testimonials

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Jay Prasad profile picture
Jay Prasad
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I have worked with many mortgage companies before, but to this day Noble Mortgage has by far been one of the best. Their customer service, knowledge of the industry, communication, and professionalism, has been excellent. Daryl and Jesse have been a pleasure to work with on our flip house project and we will definitely be working with again very soon on our next flip. I was a little nervous about doing a hard money loan, but these guys made it simple and their rates were good as well. I look forward to working with them on all our flips moving forward. Thanks again guys!
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Bessy J profile picture
Bessy J
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What an amazing team! I'm so thankful to Chris ( Robichaux) and Alex( Alessandro Coria) for helping me out. They were so kind and gracious. They helped me every step of the way and answered all my questions. They were available whenever I called. Amber was great too. She was so polite and courteous.
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Alirio Parra profile picture
Alirio Parra
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Great event, very insightful..Wonderfull Team. Thank you.
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Sarahy Montoya profile picture
Sarahy Montoya
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There are no words to thank God for having put such good people in our path. People who are willing to help you and answer any doubt we may have had during our process to obtain our first Hard Money Loan. At Noble Mortgage you find those people.. People who are willing to help you with all their heart. Mr. Jesse Coria is an angel, a person who shows humility and always showing desire to help his clients. Many thanks to Noble Mortgage and its team, especially to Mr Jesse Coria for making our first dream possible. God May Bless Everyone.
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Jared Solis profile picture
Jared Solis
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Great experience. Loan officer Chris Moore is very quick and helpful! Very good communication to make the process a lot easier.
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Michelle Czaja profile picture
Michelle Czaja
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When it comes to real estate, it’s important to have people beside you, who are TRULY there for you. Noble Mortgage is the definition of this important step, when delving into real estate. We were able to secure a Hard Money Loan with Noble, and the process from start to finish was extremely satisfying. We worked beside Jesse Coria, a Sr. Loan Originator, and his customer service is more than exceptional. He was very thorough, answered all of our questions without hesitation, and was consistently reminding us, that questions are good! This entire process was new to us, my partner and I, are incredibly blessed to have come across Jesse and the Noble Mortgage team. A company with extreme emphasis on Customer Service, checked all of our boxes. I highly recommend Noble Mortgage to those looking to secure a Hard Money Loan, or just any mortgage related services in general. Noble Mortgage takes deep pride in their service, respects its customers, and continues to build their brand to ensure more awareness is secured. This review and all other reviews should speak volume to you, when making your decision to work with Noble. Thank you to Jesse and the Noble Mortgage team for making our “dream” a reality.
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Leonardo Coronel profile picture
Leonardo Coronel
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I've had a great experience with Noble. This is my first time doing business with this company. Big thank to our loan officer Silas Daik, very pleasent experience. Works quickly with great communication.
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sadai morejon profile picture
sadai morejon
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Great customer service, Chris Robichaux is very helpful and knowledgeable. So glad to work with him as a team.
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Ryan Fitzpatrick profile picture
Ryan Fitzpatrick
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Chris and Silas Daik were a great help in this loan process
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Ricardo Marquez profile picture
Ricardo Marquez
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Great communication with the team, 4 hard money loans 3 refinance loans completed and many more to come. Alessandro always on top of everything and always has the right answers.
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